● Property Coverage
Coverage that makes you actually feel safe at home.
Whether you own, rent, or somewhere in between — we design a policy around the people and things you can't replace. Identity fraud protection included.
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Coverage types
- ✓ Homeowners
- ✓ Condo owners
- ✓ Renters
- ✓ Identity fraud protection
Built around your actual home life
A house is more than four walls. We start by asking what's in it — heirlooms, electronics, the home office that became a permanent fixture — and design a policy that knows what to do when life happens.
What's included by default
- Dwelling & structuresRebuild cost protection, not just market value. Big difference.
- Personal propertyFrom electronics to that vintage guitar — itemized scheduling available.
- Liability protectionIf someone's hurt on your property, you're not left holding the bill.
- Identity Fraud AdvocacyIncluded free on every policy. Real human help if your identity is compromised.
- Loss of useIf a fire or storm makes your home unlivable, we cover the hotel.
Underwritten by Horace Mann Insurance Company and its affiliates. Not all benefits available in all states.