● Supplemental Coverage
Fill the gaps your main plan leaves wide open.
You have health insurance and maybe even a healthy savings account — but the events that cost the most and last the longest can still wipe both out. Supplemental coverage pays you directly.
➕
Covers
- ✓ Cancer coverage
- ✓ Heart attack & stroke
- ✓ Hospital indemnity
- ✓ Accident & disability
The coverage your main plan doesn't talk about
High-deductible health plans saved you premium dollars — until something serious happens and the deductible plus copays plus time off work hits $15,000. Supplemental policies pay cash directly to you to handle whatever your main plan won't.
What it actually covers
- Critical illnessLump-sum cash when you're diagnosed with cancer, heart attack, or stroke.
- Hospital indemnityDaily payouts for hospital admissions — separate from your main health plan.
- AccidentCash for ER visits, broken bones, and the dozens of things that aren't covered fully.
- Disability incomeReplace part of your paycheck if you can't work for weeks or months.
Underwritten by National Teachers Associates Life Insurance Company, a Horace Mann Company. Not all products available in all states.